New Delhi: The Ministry of Housing and Urban Affairs (MoHUA) has approved more than 1.93 lakh additional houses under the Pradhan Mantri Awas Yojana–Urban 2.0 (PMAY-U 2.0). The approvals were granted during the 10th meeting of the Central Sanctioning and Monitoring Committee (CSMC), held in New Delhi on October 16, 2026, under the chairmanship of Satendra Singh, Secretary, Department of Urban Development, MoHUA.
With these approvals, the cumulative number of houses sanctioned under PMAY-U 2.0 has reached 20.80 lakh. The newly sanctioned houses will benefit eligible urban families belonging to the Economically Weaker Section (EWS) across 11 states.
Uttar Pradesh Receives the Highest Number of Approvals
Uttar Pradesh received the largest allocation, with 73,182 houses approved, followed by Bihar with 52,866 houses and Telangana with 18,120 houses. The state-wise distribution of newly sanctioned houses is as follows:
- Uttar Pradesh: 73,182 houses
- Bihar: 52,866 houses
- Telangana: 18,120 houses
- West Bengal: 16,559 houses
- Gujarat: 14,290 houses
- Andhra Pradesh: 6,560 houses
- Chhattisgarh: 4,670 houses
- Odisha: 3,126 houses
- Karnataka: 3,116 houses
- Mizoram: 1,003 houses
- Sikkim: 29 houses
The approvals fall under the Beneficiary Led Construction (BLC) and Affordable Housing in Partnership (AHP) verticals of the scheme.
Focus on Faster Implementation and Project Monitoring
During the meeting, the committee discussed measures to accelerate the implementation of PMAY-U 2.0, with particular emphasis on timely approvals, effective monitoring and the delivery of housing benefits to eligible beneficiaries.
The Secretary, Department of Urban Development, stressed the need for closer coordination between the Ministry, States and Union Territories, and Urban Local Bodies (ULBs). States and Union Territories were urged to submit complete and accurate proposals in accordance with the scheme’s guidelines, resolve implementation bottlenecks and expedite the completion and occupancy of approved houses.
The committee also emphasised the need to ensure that completed houses under the Affordable Housing in Partnership component are occupied promptly so that eligible beneficiaries can access the intended benefits.
PMAY-U 2.0: Expanding Access to Affordable Housing
Launched in September 2024, PMAY-U 2.0 aims to provide financial assistance of up to ₹2.50 lakh per eligible family to help one crore additional urban poor and middle-class families construct or purchase a permanent house. The scheme covers eligible Economically Weaker Section (EWS), Low Income Group (LIG) and Middle Income Group (MIG) households with an annual household income of up to ₹9 lakh.
The scheme operates through four verticals: Beneficiary Led Construction (BLC), Affordable Housing in Partnership (AHP), Affordable Rental Housing (ARH) and the Interest Subsidy Scheme (ISS). These components address different housing requirements, ranging from construction on beneficiaries’ own land to purchasing homes in public or private housing projects and accessing affordable rental accommodation.
Under the Interest Subsidy Scheme, eligible EWS, LIG and MIG families can receive interest subsidy of up to ₹1.80 lakh on housing loans of up to ₹25 lakh, subject to the applicable scheme conditions.
Women-Centric and Inclusive Housing Development
PMAY-U 2.0 places particular emphasis on women’s ownership and co-ownership of houses to strengthen their financial security and participation in household decision-making.
According to MoHUA, of the 20.80 lakh houses sanctioned under PMAY-U 2.0, approximately 20.16 lakh houses, or 97%, have been allotted to women either individually or jointly. The scheme has also sanctioned 1.81 lakh houses for senior citizens, 3.61 lakh for Scheduled Caste beneficiaries, 1.06 lakh for Scheduled Tribe beneficiaries and 9.14 lakh for Other Backward Classes beneficiaries.
Progress Towards Housing for All
The latest approvals represent continued progress towards the government’s affordable housing objective. According to the Ministry, more than 1.27 crore houses have been sanctioned under PMAY-U and PMAY-U 2.0 combined, of which 1.01 crore houses have been completed.
The focus now remains on accelerating implementation, strengthening coordination between government agencies and ensuring that approved housing reaches eligible families in a timely manner.
Also Read: MoHUA Celebrates World Habitat Day 2026, Highlights Affordable and Resilient Housing
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